State Farm Washington UMPD diminished value settlement (Hardy): who qualifies, deadline, how to file
Claim deadline: December 14, 2026 Checked against the official site November 15, 2026.
- Claim deadline
- December 14, 2026
- Case
- Hardy v. State Farm Mutual Automobile Insurance Company, Case No. 2:25-cv-00072-RSM
- Court
- U.S. District Court, Western District of Washington
- Official site
- washingtonumpdsettlement.com
Who may qualify
Washington insureds of State Farm Mutual Automobile Insurance Company who received payment under their underinsured motorist property damage (UMPD) coverage for damage to their insured automobiles, for losses between January 13, 2019 and February 27, 2026, and who meet certain other requirements. The official site lists those requirements in its FAQ 5, so read it before filing.
What the settlement offers
Diminished value payments to eligible class members who submit a valid Claim Form. State Farm will pay up to $8,822,039.83 into a Settlement Fund that also covers class counsel fees, service awards and costs; State Farm pays notice and administration costs separately.
What you need to file
Submit a Claim Form online by December 14, 2026, or mail a paper Claim Form postmarked by that date. The official site says this is the only way to get a payment.
- Open the official settlement website above (type it in yourself or use the button).
- Read the Notice and FAQs to confirm you are a class member.
- Submit the online claim form, or download the paper form and mail it so it is postmarked by the deadline where the site allows that.
- Save your confirmation.
Key dates, as listed on the official site
| Claim deadline | December 14, 2026 |
| Exclusion and objection deadline | September 30, 2026 (passed) |
| Final settlement hearing | October 30, 2026 (the official site says the date may change; check it for the current status) |
What to keep in mind
- State Farm denies the allegations and denies it did anything wrong.
- The court still has to decide whether to approve the settlement.
- Payments depend on court approval and on how many valid claims are filed. Amounts that look large on this page are not guaranteed to you.
- A settlement notice, if you got one, may contain a claim ID that the official site asks for.
Official contact
Kroll Settlement Administration: (833) 930-0261. Mail: Hardy v. State Farm, c/o Kroll Settlement Administration LLC, P.O. Box 225391, New York, NY 10150-5391.
Source: the official settlement website linked above, read on November 15, 2026. Facts are restated from that site; where it gave no detail, we say so rather than guess. Dates and terms can change, so confirm on the official site before you rely on them.